Closing Fee Schedule (Effective 01-04-2010)         REFINANCE TITLE FEES           SETTLEMENT CLOSING FEE TO TCOF $175.00   TITLE SEARCH TO UNDERWRITER $150.00   MOBILE CLOSER $130.00   TITLE EXAM TO TCOF $ 75.00   DOC PREP TO TCOF $ 50.00   TITLE UPDATE, TAX & CITY LIEN SEARCH TO TCOF $ 35.00   COURIER FEES $ 35.00   FILE IMAGING, STORAGE & DISC PRODUCTION TO TCOF $ 30.00   RECORDING SERVICE CHARGE TO TCOF $ 10.00   WIRE FEE TO TCOF $ 25.00   POST CLOSING TO TCOF $ 35.00   TITLE INSURANCE Rate Based on Coverage         Not including endorsements (if any)               SALE/PURCHASE FEES BUYER SELLER       SETTLEMENT CLOSING FEE TO TCOF $175.00 $175.00 TITLE SEARCH TO UNDERWRITER $150.00 MOBILE CLOSER $ 65.00 $ 65.00 TITLE EXAM TO TCOF $ 25.00 $ 25.00 DOC PREP TO TCOF $ 25.00 $ 25.00 TITLE UPDATE, TAX & CITY LIEN SEARCH TO TCOF   $ 35.00 COURIER FEE $ 35.00 $ 35.00 FILE IMAGING, STORAGE & DISC PRODUCTION TO TCOF $ 30.00 $ 30.00 RECORDING SERVICE CHARGE TO TCOF $ 10.00 $ 10.00 WIRE FEE TO TCOF   $ 25.00 POST CLOSING TO TCOF $ 35.00 $ 35.00 TITLE INSURANCE Rate Based on Coverage         Not including endorsements (if any)                 REVERSE MORTGAGE BUYER         CLOSING FEE $500.00   SEARCH $150.00   MOBILE CLOSER $130.00   TITLE INSURANCE Rate Based on Coverage         Not including endorsements (if any)             ALABAMA TITLE INSURANCE RATES The rates contained herein are the premium rates for title insurance for the State of Alabama. These rates do not include charges for searches, abstracts, title opinions, escrow, settlement or closing services, fees to cure defects in title, or reinsurance costs.   PREMIUM CHARGE FOR OWNER’S OR OWNER’S LEASEHOLD POLICIES             Per Thousand           Up to $100,000 of liability written $ 3.50   Over $100,000 and up to $200,000 add $ 2.50   Over $200,000 and up to $1,000,000 add $ 2.00   Over $1,000,000 and up to $10,000,000 add $ 1.75   Over $10,000,000 add $ 1.25   Minimum Premium $ 125.00

SIMULTANEOUS ISSUANCE OF OWNER’S OR OWNER’S LEASEHOLD POLICIES
When any owner’s fee and owner’s leasehold policy covering identical land are to be issued simultaneously, the rate applicable for the owner’s policy shall be the original owner’s rate.  The rate for the owner’s leasehold policy will be 30% of the original rate for the owner’s fee policy with which it is being issued simultaneously up to the amount of said owner’s policy.  The premium on the amount of the owner’s leasehold policy in excess of the owner’s fee policy will be figured at the current original title insurance rate for an owner’s policy in the applicable bracket.
	Minimum Premium	$ 125.00

Summary of Closing & Escrow Procedures around the United States